Cash and banking
What you have, what is coming, and what to pay first
Your real cash position today, the ninety days in front of you, and a payment run you can hand straight to the bank. The forecast is arithmetic on your own invoices and bills, not a guess.
Shown with demo figures
How it works
Step by step, in the order it happens
No magic step in the middle. Each stage says what it does and what it hands to the next one.
- Today, honestlyWhat is actually in the accounts, with the money already committed shown against it rather than quietly ignored.
- Ninety days, from real documentsEvery invoice you have raised with its terms, every bill you have approved with its due date, and the costs that recur. That is the forecast — no model, no smoothing, and you can open any point on it and see which documents made it.
- What to pay firstWhen there is not enough for everything this week, the list is ordered by what is overdue, what is due, and what carries a penalty — so the decision is yours but it is an informed one.
- One file to the bankSelect what you are paying and export it as SEPA, Czech ABO or a Swiss QR-bill batch. Upload it once.
Profit and loss you can trace back to a document
Revenue, costs and what is left, with every figure clickable back to the invoice or bill underneath it. A report you cannot audit is a report you cannot act on.
- Profit and loss, by month and by venue
- VAT gathered and VAT paid, ready for the return
- Spend by category and by supplier
- Every total opens into the documents that made it
FAQ
Before you ask
Do you connect to my bank account?
You can import statements, and the payment files go the other way. We are deliberately not asking for the credentials that would let us move money on your behalf.
Is the forecast an AI prediction?
No. It is arithmetic on documents you already have: invoices with terms, bills with due dates, and recurring costs. It needs no AI and does not change if you switch AI off.
Does it handle more than one currency?
Yes. Each business trades in its market's currency, and prices, VAT and payment formats follow the country it is set to.
Put the back office in one place
Set your country, connect your till and your inbox, and let the month close itself.